terms and conditions | Insuring Impact, Inc

PLEASE READ THESE TERMS OF USE CAREFULLY BEFORE USING THIS WEBSITE.

By using this website, you signify your consent to these terms of use. If you do not agree to these Terms of Use, please do not use the website.

Your access to and use of this website, as well as all related websites operated by Insuring Impact, LLC (collectively the “Site”), is subject to the following terms and conditions (“Terms of Use”) and all applicable laws. By accessing and browsing the Site, you accept, without limitation or qualification, the Terms of Use and acknowledge that any other agreements between you and the Site are superseded and of no force or effect:

Ownership and Use of Content: Insuring Impact, LLC owns and maintains the content, videos, training materials, products, services, and other materials available on the Site (collectively referred to as the “Content”). You are granted a limited, non-exclusive, non-transferable license to access and use the Site solely for personal purposes, provided you comply with these Terms of Use. Any unauthorized use of the Content may violate copyright and other proprietary rights and is strictly prohibited. Insuring Impact, LLC reserves all rights not expressly granted herein.
Copyright and Trademarks: All Content on the Site is copyrighted and owned by Insuring Impact, LLC or its suppliers unless otherwise noted. Unauthorized use of any materials on the Site is prohibited unless explicitly permitted in these Terms of Use.
Intellectual Property Rights: Insuring Impact, LLC respects intellectual property rights. Any unauthorized use of Content is strictly prohibited and may violate copyright, trademark, and other laws. Insuring Impact, LLC will aggressively enforce its intellectual property rights to the fullest extent of the law.
Accuracy of Information: Insuring Impact, LLC strives to provide accurate and up-to-date information on the Site but makes no warranties or representations regarding its accuracy. Users access the Site at their own risk. Insuring Impact, LLC disclaims any liability for errors or omissions in the Content.
Electronic Communication: By registering with Insuring Impact, LLC, you consent to receive electronic communication from us, including notices, announcements, and agreements, sent via email. You also consent to receive SMS (text messages) and phone calls from us regarding your account, transactions, or any promotional offers. Standard message and data rates may apply. You may opt out of receiving SMS or phone calls at any time by following the instructions provided in the message or by contacting us directly.
SMS and Phone Registration Compliance: By providing your phone number to Insuring Impact, LLC, you agree to receive automated or pre-recorded calls and text messages from us, our affiliates, or service providers, even if your phone number is on a national or state Do Not Call list. These messages may include information about your account, reminders, and promotional offers. You understand that providing consent is not a condition of purchase. You can opt out of receiving SMS messages or calls at any time by following the instructions in the message or contacting customer support.
Submissions: Any comments or suggestions you submit to Insuring Impact, LLC become our sole property, and we may use them for any purpose without obligation to you.
Security: Insuring Impact, LLC endeavors to maintain data security but cannot guarantee complete protection against unauthorized access. Users are responsible for safeguarding their login credentials and personal information.
Privacy: Insuring Impact, LLC respects your privacy and handles personal information in accordance with our Privacy Policy. If you do not agree with our Privacy Policy, please do not use the Site.
Limitation of Liability: Insuring Impact, LLC and its affiliates shall not be liable for any direct, indirect, incidental, special, or consequential damages arising from your use of the Site or inability to access the Site. The Content is provided “as is” without warranty of any kind.
Third-Party Services: Insuring Impact, LLC is not responsible for any third-party services or websites linked to or used in connection with the Site. Users should review the terms and conditions and privacy policies of these third-party sites before using them.
Refund Policy: Insuring Impact, LLC reserves the right to determine refunds in accordance with our Refund Policy.
Indemnification: You agree to indemnify, defend, and hold harmless Insuring Impact, LLC and its affiliates, officers, directors, employees, agents, licensors, and suppliers from and against all losses, expenses, damages, and costs, including reasonable attorneys' fees, resulting from any violation of these Terms of Use or any activity related to your account (including negligent or wrongful conduct) by you or any other person accessing the Site using your account.
Benefit of Provisions: These Terms of Use benefit Insuring Impact, LLC and its affiliates, and they may enforce these terms to the fullest extent permitted by law.
Governing Law and Jurisdiction: These Terms of Use are governed by and construed in accordance with the laws of the State of California, without regard to its conflict of law provisions. Any disputes arising under or related to these Terms of Use shall be resolved exclusively in the state and federal courts located in Orange County, California, and you hereby consent to the jurisdiction of such courts.
Revisions: Insuring Impact, LLC reserves the right to revise these Terms of Use at any time by updating this posting. By continuing to use the Site after such revisions are made, you agree to be bound by the revised Terms of Use. You should periodically visit this page to review the current Terms of Use.
Termination: Insuring Impact, LLC may terminate your access to the Site at any time, for any reason, without notice, which may result in the forfeiture and destruction of all information associated with your account. All provisions of these Terms of Use that by their nature should survive termination shall survive termination, including ownership provisions, warranty disclaimers, indemnity, and limitations of liability.
Miscellaneous: If any provision of these Terms of Use is found to be unenforceable or invalid, that provision will be limited or eliminated to the minimum extent necessary so that the remaining provisions shall remain in full force and effect. Insuring Impact, LLC's failure to enforce any right or provision of these Terms of Use will not be deemed a waiver of such right or provision.
Entire Agreement: These Terms of Use constitute the entire agreement between you and Insuring Impact, LLC and govern your use of the Site, superseding any prior agreements between you and Insuring Impact, LLC with respect to the Site.